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Hard Times and Health Insurance

Staying Covered When You Lose Your Job

Published: 2009

In response to the growing number of New Yorkers who risked losing health insurance coverage in the 2008-2009 troubled economy, this guide--the first to help New Yorkers understand how to benefit from the COBRA premium assistance enacted in early 2009--presents practical advice on state and federal protections, and how to exercise them. (Updated 6/1/09)

While the program providing federal subsidies for COBRA coverage has expired, COBRA remains a valuable employee benefit, and there are many state programs to help New Yorkers who lose emploer-sponsoired coverage.

For updates from April and March 2010 and December 2009, download the additional files below.

Read the related press release about the guide.

 

 

Download: 

Hard Times and Health Insurance Hard Times and Health Insurance  (470K) [download]

Update December 2009 Update December 2009 (22K) [download]

Update March 2010 Update March 2010 (11K) [download]

Update April 2010 Update April 2010 (450K) [download]


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